In another example of convergence on social networking sites, an Australian couple are to receive, via Facebook, a legally binding notice that they are to hand over the keys to their home to their mortgage lender because they defaulted on their loan payments.

PWNED! via Facebook
Apparently such notices have been served via text message and email, but this is the first time it’s been tried via Facebook. The lawyer for the mortgage lender claims he had tried other avenues to contact the couple and resorted to using details provided on the loan application form to hunt them down on Facebook. He was able to find them because they had not used the security options to keep their pages private.
Kudos to the judge who has ruled that Facebook can be used to serve the notice as he also imposed the restriction that the lawyer must use the private mail system in Facebook rather than posting a comment on the womans’s Facebook wall. Clearly this judge is a rare find as someone in the judiciary who at least has an inkling of how social networking (or any web 2.0 system) works.
I might be wrong here, but I had a quick look at the settings on Facebook and couldn’t see a way to set up spam filters on the internal message system. Given the tactics of some of the latest malware to send spam amongst friend networks on the bigger social sites, I don’t think it will be long before we see such filtering options become available. On my Hotmail account I have a number of filters set up to block spam containing words such as ‘viagra’, ‘sex’, ‘enlargement’, ‘porn’ and ‘mortgage’.
If I had such filters set up on Facebook, would a message such as the lawyer above was trying to send, containing the word ‘mortgage’ be blocked? And could I therefore honestly deny receiving the notice?
This of course may already have happened in other cases where notices have been served via regular email.
Of course I will never read one of these in my email inbox anyway, because I’m always being told email messages purporting to be from my bank are scams.


